HRM textbook

454 PART 4 COMPENSATION
45. Society for Human Resource Management,
Mental Health Trends, Workplace
Visions, no. 2, http://moss07.shrm.org/
Research/FutureWorkplaceTrends/Pages/
0303.aspx, accessed July 28, 2009.
46. Mental-Health Parity Measure Enacted
as Part of Financial Rescue Signed by
Bush, BNA Bulletin to Management,
October 7, 2008, p. 321.
47. Deadlines Vary for Implementing Provisions
of Health Care Law, BNA Bulletin
to Management, May 4, 2010, p. 143.
48. Regulation Will Allow Young Adults Up
to Age 26 to Retain Dependent Coverage,
BNA Bulletin to Management, May 18,
2010, p. 153.
49. www.mercer.com/press-releases/1380755,
accessed July 25, 2011.
50. Ibid.
51. See, for example, Karli Dunkelberger,
Avoiding COBRAs Bite: Three Keys to
Compliance, Compensation & Benefits
Review, March/April 2005, pp. 44 48. As
an example of the direction new federal
health insurance may take post-2009, see
A. Mathews, Making Sense of the Debate
on Health Care, Wall Street Journal
(Eastern Edition), September 30, 2009,
pp. D1, D5; and Patrick Muldowney,
Cobra and the Stimulus Act: A Sign
of Things to Come? Compensation &
Benefits Review 42, no. 1 (January/
February 2010), pp. 24 49.
52. www.DOL.gov, accessed December 23,
2006.
53. Larri Short and Eileen Kahanar, Unlocking
the Secrets of the New Privacy Rules,
Occupational Hazards, September 2002,
pp. 51 54.
54. Kevin Maroney, Prognosis Negative?
GINAs Interim Incentives Ruling a Concern
for Wellness Programs, Compensation
& Benefits Review 42, no. 2 (2010),
pp. 94 101.
55. Hewitt Says Employer Measures to
Control Increases in Health Care Costs
Are Working, BNA Bulletin to Management,
October 7, 2008, p. 323.
56. James Curcio, Creating Standardized Metrics
and Benchmarking for Health, Absence
and Productivity Management Programs:
The EMPAQ Initiative, Compensation
& Benefits Review 42, no. 2 (2010),
pp. 109 126.
57. Jerry Geisel, Employers Accelerate Health
Care Cost-Shifting, Business Insurance 45,
no. 21 (May 23, 2011), pp. 3, 21.
58. Ibid.
59. Christine Keller and Christopher
Condeluci, Tax Relief and Health Care
Act Should Prompt Re-Examination of
HSAs, SHRM Legal Report, July August
2007, p. 1.
60. In contrast, with health reimbursement
arrangements (HRA) only the employer
makes contributions. See Types of Tax
Favored Health Accounts, HR Magazine,
August 2008, p. 76.
61. Michael Bond et al., Using Health
Savings Accounts to Provide Low-Cost
Health-Care, Compensation & Benefits
Review, March/April 2005, pp. 29 32.
62. Costs This Year Increased At Highest
Rate Since 2004, Survey Reveals, HR
Focus 88, no. 1 (January 10, 2011).
63. Alan Cohen, Decision-Support in the
Benefits Consumer Age, Compensation
& Benefits Review, March/April 2006,
pp. 46 51.
64. Ibid., p. 40. See also Employers Explore
Range of Tactics to Rein In Rising Health
Costs for 2005 Plan Year, BNA Bulletin
to Management 55, no. 27 (July 1, 2004),
p. 219.
65. Ron Finch, Preventive Services: Improving
the Bottom Line for Employers and
Employees, Compensation & Benefits
Review, March/April 2005, p. 18. Note
that prevention/wellness programs can
run afoul of the Americans with Disabilities
Act. So, for instance, employers
should not make participation in such
plans mandatory or use information
obtained in such programs in such a way
that violates ADA confidentiality requirements
or discriminates against employees
who are not physically fit. See Despite
Good Intentions, Wellness Plans Can
Run Afoul of ADA, Attorney Cautions,
BNA Bulletin to Management 56, no. 51
(December 20, 2005), p. 41.
66. Employer Partners to Launch a Three-
Year Wellness Initiative, BNA Bulletin to
Management, August 7, 2007, p. 255.
67. On-Site Clinics Aimed at Cutting Costs,
Promoting Wellness, BNA Bulletin
to Management, March 25, 2008, p. 103.
68. Ibid. See also Josh Cable, The Road to
Wellness, Occupational Hazards, April
2007, pp. 23 27.
69. George DeVries, The Top 10 Wellness
Trends for 2008 and Beyond, Compensation
& Benefits Review, July/August
2008, pp. 60 63.
70. Susan Wells, Getting Paid for Staying
Well, HR Magazine, February 2010, p. 59.
71. Vanessa Fuhrmanns, Oops! As Health
Plans Become More Complicated,
They re Also Subject to a Lot More Costly
Mistakes, The Wall Street Journal,
January 24, 2005, p. R4.
72. Martha Frase, Minimalist Health Coverage,
HR Magazine, June 2009, pp. 107 112.
73. Bill Roberts, Outsourcing in Turbulent
Times, HR Magazine, November 2009, p.
45.
74. High Deductible Plans Might Catch
On, BNA Human Resources Report,
September 15, 2003, p. 967.
75. HR Outsourcing: Managing Costs and
Maximizing Provider Relations, BNA, Inc.
21, no. 11 (Washington, DC: November
2003), p. 10.
76. One in Five Big Firms May Drop Coverage
for Future Retirees, Health Survey
Finds, BNA Bulletin to Management,
December 12, 2002, p. 393. Reducing
retiree benefits requires a preliminary
legal review. See James McElligott Jr.,
Retiree Medical Benefit Developments
in the Courts, Congress, and EEOC,
Compensation & Benefits Review, March/
April 2005, pp. 23 28; and Natalie Norfus,
Retiree Benefits: Does an Employer s
Obligation to Pay Ever End? Compensation
& Benefits Review, January/February
2008, pp. 42 45.
77. Robert Christadore, Benefits Purchasing
Alliances: Creating Stability in an Unstable
World, Compensation & Benefits Review,
September/October 2001, pp. 49 53. Betty
Liddick, Going the Distance for Health
Savings, HR Magazine, March 2007,
pp. 51 55. J. Wojcik, Employers Consider
Short-Haul Medical Tourism, Business
Insurance 43, no. 29 (August 24, 2009),
pp. 1, 20.
78. Dependent Eligibility Audits Can Help
Rein In Health Care Costs, Analysts Say,
BNA Bulletin to Management, September 9,
2008, p. 289.
79. Carolyn Hirschman, Will Employers
Take the Lead in Long-Term Care? HR
Magazine, March 1997, pp. 59 66. For
recent perspective, see A. D. Postal,
Industry Ramps Up Opposition To LTC
Program In Senate Health Bill, National
Underwriter (Life & Health/Financial
Services Edition) 113, no. 14 (July 20,
2009), pp. 10, 32.
80. Bill Leonard, Recipes for Part-Time
Benefits, HR Magazine, April 2000,
pp. 56 62.
81. As we explained earlier in this book, do
not confuse independent contractors
with part-time workers. As three attorneys
put it, Short-term, just-in-time
workers provided by staffing agencies are
not an issue. However, the employer s
policy for workers who are still on the job
after 1,000 to 1,500 hours should require
that they be provided with benefits,
either through the staffing agency or by
outsourcing their administration to an
administrative employer who can provide
benefits. Bob Lanza et al., Legal
Status of Contingent Workers, Compensation
& Benefits Review, July/August
2003, pp. 47 60.
82. Brenda Paik Sunoo, Millions May Retire,
Workforce, December 1997, p. 48. See also
Many Older Workers Choose to Un-
Retire or Not Retire at All, Knight Ridder/
Tribune Business News, September 28,
2003, item 03271012; Patrick Purcell,
Older Workers: Recent Trends in Employment
and Retirement, Journal of Deferred
Compensation 8, no. 3 (Spring 2003), pp.
30 54; and For Many Seniors, a Job Beats
Retirement, Knight Ridder/Tribune Business
News, February 9, 2003, item 3040001.
83. The U.S. Treasury has reportedly spent
most of the trust fund on other government
programs, so that changes (for