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Monographie Bonn-Rhein-Sieg

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109<br />

In der Region <strong>Bonn</strong>/Rhein-<strong>Sieg</strong> ist das komplette Spektrum<br />

an Finanzdienstleistern ansässig.<br />

The complete spectrum of financial service providers is based<br />

in the <strong>Bonn</strong>/Rhein-<strong>Sieg</strong> region.<br />

focussed on the promotion of children and young adults in<br />

a host of different areas.<br />

Business and private banks<br />

As an additional banking service provider, several business<br />

banks are also found in <strong>Bonn</strong> and the surrounding region.<br />

The majority of these are joint stock companies. In contrast<br />

to the cooperatively-managed credit institutions, their<br />

primary corporate strategy is that of attaining the highest<br />

possible increase in profits for their investors. However, also<br />

here, support or sponsoring for the benefit of the general<br />

public is strongly emphasised. Commerzbank, a credit institute<br />

that is strongly involved in society, has just moved back<br />

into its newly renovated office at Münsterplatz.<br />

An entirely different approach than that of the already described<br />

institutions is found with private banks. Essentially,<br />

their purpose is that of protecting and increasing the assets<br />

of an entire family over several generations, both through<br />

good times and bad, through crises, wars and currency<br />

reforms. There you also find the explanation as to why the<br />

founding year of a (private) bank provides important<br />

indications regarding its reputation. As a general rule, with<br />

the majority of private banks, the doors open for new<br />

customers who bring along a minimum deposit amount of<br />

about one million euros. There also are subsidiaries of a<br />

number of private banks in <strong>Bonn</strong> and the surrounding area,<br />

for instance “Bankhaus Lampe”.<br />

Intermediation activities<br />

The <strong>Bonn</strong>/Rhein-<strong>Sieg</strong> Chamber of Industry and Commerce<br />

promotes exchange between credit institutions and companies<br />

from other industries. In this regard, it considers one<br />

of its tasks to be that of ensuring transparency relating to<br />

the access and awarding of credits, as a mediator and<br />

moderator. Other important issues for the responsible<br />

Chamber of Industry and Commerce experts are also found<br />

in the accompaniment of founders or companies in<br />

decision-making processes and preparing them for possible<br />

discussions with banks.

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