Postal Manual Vol. VIII - India Post

NOTE 6.- The Head of a circle has discretionary power to sanction payment of interest on
the Savings Bank account of a deceased minor depositor, after the date on which the minor would
have attained majority had he (or she) lived.
64. Applications for withdrawal from depositors who have left India. – If a depositor,
who has left India and is residing in a country with which there is no money order exchange, sends
his pass-book with a letter applying for the withdrawal of money from his account, the orders of
the Head of the Circle are necessary before the withdrawal can be granted. The orders should
specify the manner in which the remittance is to be made. The actual cost of remittance should be
deducted from the amount withdrawn.
65. Postal Certificates held by lunatics. – (1) When postal certificates stand in the name
of a lunatic, who is incapable of managing his affairs, the Head of the Circle may allow the father
or, if he be dead, the mother of the lunatic to discharge them, if the nominal value does not exceed
five thousand rupees.
(2) When the applicant for payment is neither the father nor the mother of the lunatic, and
when the value of the postal certificates does not exceed five thousand rupees, the Head of the
circle may sanction payment on production of a certificate by the Magistrate of the district in
which the lunatic ordinarily resides, to the effect, that the applicant is the actual guardian of the
lunatic.
(3) If the value of the postal certificates exceeds five thousand rupees, payment shall not be
made unless and until the applicant for payment shall have produced evidence to the satisfaction of
the Head of the circle that he is the legal guardian of the lunatic.
65/1. Transfer of Postal Certificates held by a minor to the name of another person.-
The Head of the circle may sanction the transfer of a Postal Certificate standing in the name of a
minor to that of another person without insisting on the production of proof of necessity from a
Court of law in cases where the guardian of the minor holder applying for the transfer is a parent or
a very near relative.
66. Payment of Postal Certificates standing in the names of deceased persons. – (1)
Applications for payment of postal certificates standing in the names of deceased holders, will be
submitted by postmaster for the orders of the Head of the circle with a report, in form c.c.-16
accompanied by any documents produced by the applicant in support of his claim, except in cases
in which the postmaster himself is competent to decide the claim. In disposing of the application
the Head of the Circle giving orders for payment should be guided by the provisions of Rule 63.
Orders for payment of postal certificates left by a deceased holder should be issued by the Head of
the Circle in which at least one of those postal certificates stands registered. On receipt, therefore,
of the application and other documents if the Head of the Circle finds that none of the postal
certificates left by the deceased holder stands registered at any post office in his Circle he should
arrange to obtain orders for payment from the Head of the proper circle.
(2) The payment of cash certificates belonging to deceased joint holders will be regulated
by the provisions of Rule 550(4) of the Posts and Telegraphs Manual, Volume VI.
(3) If the title of the applicant is admitted and he desires to receive payment of the amount
immediately, it should be sanctioned on the certificate standing in the name of the deceased
investor. The applicant should, however be informed that he is not required to receive payment of
the amount due before the certificate has reached maturity. If the applicant desires to hold the
certificate, the head postmaster concerned should be asked to transfer it to the applicant’s name in