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Inventing our future Collective action for a sustainable economy

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Regional Social Strategy – the strategy to achieve social inclusion throughout the East of England<br />

2.3 – SO7: To improve access to services, especially <strong>for</strong> disadvantaged groups<br />

Access to services is influenced by physical, financial, cultural and language factors. These potential barriers<br />

to social inclusion can also be exacerbated by poor confidence and trust in service provision, inappropriate<br />

<strong>for</strong>ms of service delivery and discrimination by service providers.<br />

In rural areas, social exclusion can be disproportionately influenced by access to services, as even the most<br />

basic of community services such as grocery shops, banks and doctors’ surgeries may be difficult to reach.<br />

The loss of local facilities like these from small towns and villages impacts on social exclusion where people<br />

are unable to travel, or find it difficult to travel to access services further afield.<br />

Lack of services also impacts on feelings of community vibrancy and cohesion. Rural households in the East<br />

of England have poorer geographical availability of key services compared to the average <strong>for</strong> rural England.<br />

Data provided by the Countryside Agency, now part of Natural England, shows that the East of England has<br />

the smallest proportion of households living within a set distance of 9 out of 11 key services, in particular:<br />

• banks and building societies (65.1% of rural households live within 4 km)<br />

• dental surgeries (74.7% of rural households live within 4km)<br />

• hospitals (only 16.7% of rural households live within 4 km).<br />

i) Financial services<br />

Financial exclusion and spiralling debt are growing problems <strong>for</strong> low-income households. Costs can be higher<br />

<strong>for</strong> people without access to mainstream financial services as, <strong>for</strong> example, utility companies often charge<br />

lower prices if bills are paid by direct debit. Likewise those least likely to have household insurance are<br />

the most likely to be burgled, and may also find it more difficult to deal with the financial loss.<br />

Nationally,<br />

• 1 in 6 of the poorest households still do not have any type of bank account<br />

• lone parents are three times as likely to have no account as the average household<br />

• Bangladeshi and Pakistani households are twice as likely as the average household to have<br />

no bank account<br />

• half of the poorest households are uninsured.<br />

(Monitoring Poverty & Social Exclusion, Palmer et al, York, New Policy Institute and JRF, 2003).<br />

ii) In<strong>for</strong>mation and advice services<br />

Lack of effective in<strong>for</strong>mation, representation and advice can preserve and extend inequality and<br />

disadvantage, increasing the risk of exclusion by denying access to services such as health, housing<br />

and training. This in turn has a negative impact on employment prospects, quality of life and community<br />

cohesion in general.<br />

Language barriers too present particular problems <strong>for</strong> migrant workers and refugees, <strong>for</strong> example when<br />

seeking work or trying to understand the benefits system. Failure to provide in<strong>for</strong>mation in the appropriate<br />

<strong>for</strong>mat combined with the lack of interpreters can rein<strong>for</strong>ce rather than reduce social exclusion.<br />

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