AGREEMENT between BROWARD COUNTY and Cummings ...

Exhibit 2
Page 102 of 379
OVERVIEW
Section
1
Overview
Welcome to the Broward County Owner Controlled Insurance Program (OCIP)
The Risk Management Department, Broward County, Florida (Owner) has arranged for several
airport, seaport, water & wastewater, and other departmental construction projects to be insured
under an Owner Controlled Insurance Program (OCIP). An OCIP is a single insurance program
that insures the Owner, enrolled Contractors and Subcontractors and other designated parties for
Work performed at the Project Site(s). Certain Contractors are excluded from this Program.
These parties are identified in Section 3 of this Manual.
An OCIP is a coordinated insurance program providing certain insurance coverages as generally
described in this Manual for Work at the Project Site(s). Coverage under the OCIP includes
Workers’ Compensation, General Liability, and Excess Liability. The Owner is also providing
Builder’s Risk and Contractor’s Pollution Liability.
The Owner will pay the insurance premiums for the coverages described in this Manual. You
should notify your insurance broker/insurer(s) of the coverages provided under this Program for
On-Site(s) activities to avoid duplication of coverage. Each bidder is required to bid net of (i.e.
to exclude) all insurance costs for all insurance coverages provided by the Owner.
Excluded insurance costs are defined as insurance premiums, related taxes and assessments,
overhead and markup on the insurance premiums, and losses retained through the use of a selffunded
program, self-insured retention or deductible program. The Contractor must also exclude
the cost of such insurance for all of their Subcontractors.
NOTE:
Insurance coverages and limits provided under the OCIP are limited in scope and are
specific to work performed after the inception date of your enrollment into this program. Your
insurance representative should review this information. Any additional coverage you may
wish to purchase will be at your option and expense.
Broward County, Florida 1
Owner Controlled Insurance Program
OCIP Manual – 07/01/2010
Rev. 0002