08.01.2015 Views

Employmentweb_low

Employmentweb_low

Employmentweb_low

SHOW MORE
SHOW LESS

Create successful ePaper yourself

Turn your PDF publications into a flip-book with our unique Google optimized e-Paper software.

EmploymEnT, woRk, and hEalTh inEqualiTiEs - a global perspective<br />

germany: when persons in full-time jobs, of equal education, equal<br />

age, and in similar companies are compared, men earn 12% more<br />

than women (Hinz & gartner, 2005).<br />

overall, 1.3 million working persons received additional social<br />

benefits because their salaries fell be<strong>low</strong> the cut-off level for social<br />

welfare. This number includes nearly 500,000 with full-time jobs. It<br />

is estimated that 1.9 million are working in underpaid jobs and do<br />

not ask for additional social benefits because they feel ashamed or<br />

do not know how to apply. With them live about one million children<br />

(Becker, 2006).<br />

The percentage of employees organised in trade unions<br />

decreased from 1991 to 2001 from 47.1 per cent to 36.1 per cent for<br />

men and from 31.8 per cent to 19.8 per cent for women (gesellschaft<br />

sozialwissenschaftlicher struktureinrichtungen, 2007). The<br />

percentage of labour contracts in obligatory collective tariff<br />

agreements is steadily decreasing (from 69% to 57% in old states,<br />

and from 56% to 41% in new states). other contracts are either<br />

"aligned" with collective labour agreements or the result of free<br />

negotiation (Institut für arbeitsmarkt und Berufsforschung, 2007).<br />

unemployment insurance is mandatory for all employees in<br />

germany. Contributions are 6.5 per cent of the gross monthly salary,<br />

split between employee and employer. any unemployed person who<br />

has paid into the unemployment insurance for at least twelve months<br />

is entitled to a monthly al<strong>low</strong>ance (known as "unemployment benefit I,"<br />

or alg1) which equals 60-67 per cent of the last net income, and is<br />

generally discontinued after twelve months (Bundesministerium für<br />

arbeit und soziales, 2006). after that period, persons still without a<br />

source of subsistence can apply for the social benefit known as<br />

"unemployment benefit II" (alg2-as mentioned above, also paid to<br />

<strong>low</strong>-wage workers). alg2 is financed by taxes, and pay-out is assessed<br />

according to a minimal basket of commodities (347 Euros for basic<br />

needs plus contributions for rent and insurance). since 2005,<br />

recipients of social benefits can be required to accept state 1-Euro jobs<br />

(state work-creation schemes) (Bundesministerium der Justiz, 2007).<br />

statutory health insurance in germany covered nearly 88 per cent of<br />

the population in 2003. It is based on the "principle of solidarity" where<br />

the claim for benefits is based on need and not on the individual deposit.<br />

membership is compulsory for all <strong>low</strong>- to middle-income employees,<br />

which provides the insurance with a stable financing scheme. only<br />

persons exceeding a salary threshold of 3,975 Euros/month are free to<br />

choose a private insurance.<br />

Institutions for statutory accident insurance and prevention<br />

assume liability for the consequences of occupational accidents,<br />

62

Hooray! Your file is uploaded and ready to be published.

Saved successfully!

Ooh no, something went wrong!