India 2018

310 India 2018
4 per cent. If interest rate varies, even then interest subvention would remain at
6.5 per cent and interest payable after subvention would vary, the subsidy payout
on NPV basis would be about 2.3 lakh per house for both EWS and LIG; c)
affordable housing in partnership with public and private sectors: Central
assistance at 1.5 lakh per EWS house in projects where 35 per cent of the houses
are mandatorily for EWS category; and d) subsidy for beneficiary-led individual
house construction or enhancement: 1.5 lakh per house for EWS category in
slums or otherwise if states/cities make a project. Houses of up to 30 sq.m.
carpet area are to be provided with basic civic infrastructure i.e., water, sanitation,
sewerage, road, power, telephone line, etc., and social infrastructure such as
community centre, parks and playgrounds, livelihood centre, etc. Flexibility is
provided in terms of determining size of house and other facilities at the state
level in consultation with the Ministry. Under the Mission, economically weaker
sections are defined as urban poor with annual income of 3 lakh and low income
group with annual income between 3-6 lakh. These limits can be revised by
Ministry if required.
All statutory towns as per census 2011 and towns notified subsequently
would be eligible for coverage under the Mission. States/UTs will have flexibility
to include the planning area as notified with respect to statutory towns and
which surrounds the concerned municipal area. Exact number of houses under
the Mission would depend on demand survey for which all states/cities will
undertake detailed survey including online registration for assessing actual
demand by integrating Jan Dhan Yojana/other bank account number and
Aadhaar number/voter ID Card/any other unique identification details of
intended beneficiaries or a certificate of house ownership from Revenue
Authority of beneficiary's native district. Beneficiaries will be validated by state/
ULB. Cities/states will prepare "Housing for All" Action Plan on the basis of
available data and survey results.
Some mandatory conditions are envisaged so as to provide an enabling
environment facilitating growth of housing especially affordable housing for
weaker section in the country by easing the supply side regulations and
administrative constraints. States/UTs to make suitable changes for obviating
the need for separate Non Agricultural (NA) permission if land already falls in
the residential zone earmarked in Master Plan; states/UTs shall prepare/amend
the Master Plans earmarking land for affordable housing employing innovative
methods such as land pooling; system would be put in place to ensure singlewindow;
time bound clearance for layout approval and building permissions
at ULB level; states/UTs shall adopt the approach of deemed building
permission and layout approval on the basis of pre-approved layouts and
building plans for EWS/LIG housing or exempt approval for houses below
certain area of plot; states/UTs would legislate amendments in existing rental
laws on the lines of model tenancy act being prepared by the Ministry; states/
UTs shall provide additional FAR/FSI/TDR and relaxed density norms for slum
redevelopment and low cost housing.