India 2018

464 India 2018
6.01 crore workers have been enabled for Aadhaar Based Payment System
(ABPS).
Deendayal Antyodaya Yojana—National Rural Livelihoods Mission
National Rural Livelihoods Mission, renamed as Deendayal Antyodaya
Yojana—National Rural Livelihoods Mission (DAY-NRLM) was launched in
2011. It seeks to reach out to 8-9 crore rural poor households and organize one
woman member from each household into affinity based women SHGs and
federations at village level and at higher levels. While doing so, DAY-NRLM
ensures adequate coverage of vulnerable sections of the society such that 50
per cent of the beneficiaries are members of the scheduled castes and scheduled
tribes, 15 per cent from minority groups and 3 per cent from persons with
disability, while keeping in view the overall target of 100 per cent coverage of
the rural poor households identified through Socio Economic and Caste Census
(SECC) and through participatory processes of identification of poor households
and approved by Gram Sabha.
The key components of DAY-NRLM include : (i) Promoting Institutions of
Poor: Strong quality institutions of poor such as SHGs and their federations are
set up on a priority basis. In addition to generic thrift and credit based
community institutions and their federations, DAY-NRLM promotes specialized
institutions like livelihood collectives, producers' cooperatives/companies for
livelihoods promotions. The institutions of poor empower their members and
act as medium for transfer of knowledge and technology dissemination, and
hubs of production, collectivization and trade; (ii) Training, Capacity Building
and Skill Building: Systematic and multi-pronged approach has been adopted
for providing capacity building to SHGs, their federations, government
functionaries, bankers, NGOs and other stakeholders. The capacity building is
aimed at providing poor with the knowledge and skills to manage their
institutions, link up with markets, manage their existing livelihoods and enhance
their credit absorption capacity and credit worthiness. Focus is on developing
and engaging community professionals and community resource persons (CRP)
in order to provide timely support and bring about reduction in poverty levels;
(c) Community Investment Support Fund : Community Investment Support Fund
is routed to SHGs through federations (primary and secondary level) to support
development of suitable livelihoods of members and to initiate collective
activities, wherever feasible. A part of the CIF is provided as Vulnerability
Reduction Fund (VRF) for supporting the inclusion of very poor communities
and making credit accessible to them with or without interest; (d) National Special
Fund Support for Convergence under DAY-NRLP was provided to help states
mainstream convergence as an effective method to reduce poverty and empower
rural poor. A total of nine NRLP states were supported in developing
convergence proposal and special fund support to the tune of ` 64 crores were
provided in converging important schemes under Rural Development, viz.,
MGNREGA, SBM and various departmental schemes; (e) Infrastructure creation