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Poverty and Human Development Report 2009 - UNDP in Tanzania

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pOVertY aND hUMaN DeVeLOpMeNt repOrt <strong>2009</strong><br />

<strong>in</strong>creased <strong>in</strong> nom<strong>in</strong>al terms to tshs 1,400 by 2007, but decl<strong>in</strong>ed <strong>in</strong> real terms to tshs 740.<br />

such negative returns make sav<strong>in</strong>g unattractive. <strong>in</strong> addition, the fraction of <strong>in</strong>come generated<br />

from <strong>in</strong>terest, dividend <strong>and</strong> rent received did not <strong>in</strong>crease between 2000/1 <strong>and</strong> 2007 (table 43).<br />

evidence therefore, <strong>in</strong>dicates no little change <strong>in</strong> households’ formal systems of sav<strong>in</strong>gs.<br />

Table 43: Percent of Household Income by Source<br />

164<br />

2000/01 2007<br />

employment <strong>in</strong>come<br />

(cash, <strong>in</strong> k<strong>in</strong>d, self-employment, agriculture)<br />

85% 83%<br />

<strong>in</strong>terest, dividends <strong>and</strong> rent received 1% 1%<br />

transfers <strong>and</strong> other receipts 15% 16%<br />

source: hBs 2007<br />

previous sections demonstrated a small negative change <strong>in</strong> the ownership of productive assets<br />

<strong>and</strong> no change <strong>in</strong> the value of consumer durables owned by households. taken <strong>in</strong> conjunction<br />

with the data for sav<strong>in</strong>gs, it may be concluded that the total value of assets owned by households<br />

has not <strong>in</strong>creased s<strong>in</strong>ce 2000/01, <strong>and</strong> is more likely to have decl<strong>in</strong>ed slightly.<br />

Household Occupation <strong>and</strong> Place of Residence<br />

data have been presented to show that household consumption <strong>in</strong>creased very little between<br />

2000/01 <strong>and</strong> 2007 <strong>and</strong> that changes <strong>in</strong> asset ownership were largely the result of decl<strong>in</strong>es <strong>in</strong> asset<br />

prices, which would imply limited growth <strong>in</strong> household <strong>in</strong>comes. this section now exam<strong>in</strong>es the<br />

<strong>in</strong>cidence of poverty by occupation <strong>and</strong> place of residence.<br />

Ma<strong>in</strong> Sources of Employment<br />

Agriculture <strong>and</strong> self-employment rema<strong>in</strong> the ma<strong>in</strong> sources of employment for adult tanzanians.<br />

Almost 58% of all those aged 15 years <strong>and</strong> older work primarily <strong>in</strong> agriculture, while approximately<br />

14% are self-employed (table 44). <strong>in</strong> broad terms there has been little change between 2000/01<br />

<strong>and</strong> 2007, but closer <strong>in</strong>spection of the data reveal a shift out of agriculture as the ma<strong>in</strong> activity for<br />

men (<strong>in</strong> rural areas men whose ma<strong>in</strong> activity was <strong>in</strong> agriculture dropped from 77% to 70%) <strong>and</strong><br />

<strong>in</strong>to formal employment with the government <strong>and</strong> private sector or enrolment as a student. for<br />

women, the biggest shift is the decreased proportion who report their ma<strong>in</strong> activity to be selfemployment<br />

or unpaid helpers, while there were also <strong>in</strong>creases <strong>in</strong> the percentages of women who<br />

reported their ma<strong>in</strong> activity to be as a student <strong>and</strong> as home-makers or otherwise not engaged <strong>in</strong><br />

the labour force. the large <strong>in</strong>crease <strong>in</strong> the percentage of males <strong>and</strong> females <strong>in</strong>dicat<strong>in</strong>g that they<br />

are students is remarkable. it is especially strong <strong>in</strong> urban areas other than dar es salaam, <strong>and</strong><br />

<strong>in</strong> rural areas, <strong>and</strong> reflects the large <strong>in</strong>creases <strong>in</strong> school attendance.

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