Том 2 - Тенденции и предизвикателства в развитието на ...

e identified transactions intentionally requested with inaccurate orincomplete information, which suggests exactly the intention ofconcealing vital information, especially regarding the parties ortransactions involving counterparties located in offshore centers orgeographic areas well known for drug trafficking, transactions that arenot justified by the economic activity of the client or other circumstances.The rental of safe deposit boxes to hide the to valuables obtainedwith black money is a method especially of hiding the criminal product.Benefiting from the security of such safety deposit boxes rented atvarious banks, criminals find refuge, at least for a while, for the moneycoming from committing crimes until they consider they are safe, thatthey have lost track and can start the laundering process itself.Given that national legislation requires the reporting of transactionsover a certain threshold; many of the methods used in this area are donewith the complicity or at the advice of officials involved.Lately there has been a increased tendency of exploiting Non-Banking Financial Institutions due to more flexible regulations in thefield, as well as more stringent regulations in banking.Casinos have always been linked as connotation to moneylaundering both in terms of shareholders and customers, because of theconfidentiality of the players' identity, of the ease of the transfers but alsothe speed and intensive nature of the cash games.This method has developed particularly in our country due to laxlegislation and the geostrategic settlement of Romania, located in closeproximity to countries where such games are strictly forbidden (e.g.Turkey, Israel, Cyprus, etc..). Methods of money laundering through realestate and stock purchases based on the speculative character of theseassets, generally following the classical low-priced purchase and resale atmuch higher prices with large sums of money involved.Methods of money laundering through real estate and stockpurchases based on the speculative character of these assets, generallyfollowing the classical low-priced purchase and resale at much higherprices with large sums of money involved.In the case of art works, of valuable collections money laundering ismuch simpler due to their interpretable and subjective value, the same284