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Index of Paper Presentations for the Parallel Sessions - Academy of ...

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Several observational visits were paid to <strong>the</strong> banks by one <strong>of</strong> <strong>the</strong> researchers over a period <strong>of</strong> ayear and a half, during which distinct changes in <strong>the</strong> physical layout <strong>of</strong> <strong>the</strong> site were observed. Itwas <strong>the</strong>n decided to initiate in<strong>for</strong>mal conversations with staff in order to get a sense or ‗feel <strong>for</strong>‘how such changes were developing and why. Based on <strong>the</strong>se conversations, <strong>the</strong> bank wascontacted to arrange interviews with staff. We also asked permission to interview customers whodropped into <strong>the</strong> branch. All employees contacted were enthusiastic and open to beinginterviewed. We decided to interview marketing and customer service managers whose role itwas to ensure that a consistent ‗fit‘ between customer experiences and <strong>the</strong> banking experienceand environment, as well as frontline customer service staff. Notes were taken and all interviewswere tape-recorded and transcribed, with <strong>the</strong> full agreement <strong>of</strong> <strong>the</strong> participants. Due to bankprotocols, interviews lasted between 30 and 45 minutes instead <strong>of</strong> <strong>the</strong> usual hour to hour and ahalf and were semi-structured according to an interview guide. Questions included <strong>the</strong> length <strong>of</strong>time <strong>the</strong> employee had been with <strong>the</strong> company, his or her job role and educational background.They were also asked about how <strong>the</strong>y perceived <strong>the</strong> corporate brand and image <strong>of</strong> <strong>the</strong>organization. Some simple definitions <strong>of</strong> ‗atmosphere‘ were given to staff to read be<strong>for</strong>e <strong>the</strong>interviews commenced something which <strong>the</strong> respondents said <strong>the</strong>y appreciated very much. Theinterviews ended with questions about how physical design as well as o<strong>the</strong>r elements (smell,sound, etc.) can be improved in future. Customers were asked similar questions but questionsabout <strong>the</strong>ir background and so on were obviously nei<strong>the</strong>r relevant nor appropriate to <strong>the</strong> projectand so <strong>the</strong>se were left out.The two banks are called Bank A and Bank B, <strong>for</strong> research purposes. Bank A is a local bank inSingapore with many branches located all over <strong>the</strong> island. Bank B is a multinational bank with astrong presence in Asia. In total, 12 bank employees were interviewed, 5 <strong>of</strong> <strong>the</strong>m at Bank A and7 <strong>of</strong> <strong>the</strong>m in Bank B. In addition, 15 customers (10 <strong>for</strong> Bank A and 5 <strong>for</strong> Bank B) wereinterviewed.Findings (Bangladesh):In response to <strong>the</strong> question about <strong>the</strong> overall servicescape <strong>of</strong> <strong>the</strong> bank all <strong>the</strong> respondentsanswered that <strong>the</strong> servicescape was an important aspect <strong>of</strong> <strong>the</strong>ir patronage <strong>of</strong> <strong>the</strong> particular bankin question. To many <strong>of</strong> <strong>the</strong> respondents retail banking was seen as a routine, <strong>of</strong>ten timeconsuming and tedious activity. While <strong>the</strong>se clients waited in queue be<strong>for</strong>e a teller could help<strong>the</strong>m or <strong>the</strong> bank‘s Relationship Manager filled in a <strong>for</strong>m <strong>for</strong> <strong>the</strong>m, <strong>the</strong>y expected <strong>the</strong>environment to be clean and non-chaotic. Typical response from <strong>the</strong> bank clients with regards to<strong>the</strong> overall servicescape <strong>of</strong> <strong>the</strong> bank were:

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