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Printing - FECA-PT2 - National Association of Letter Carriers

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Such certification from an architect or a licensed building contractor must include a<br />

full explanation <strong>of</strong> why the present home is not structurally modifiable. The OWCP<br />

RC may also assist with obtaining this information.<br />

(c) If it is accepted that the present home cannot be structurally modified, other<br />

existing home purchase options must be explored and precluded prior to considering<br />

new construction. New construction will generally add more delays, time and<br />

money, as well as a degree <strong>of</strong> complexity, and therefore should only be considered if<br />

no other option exists. Justifications for construction <strong>of</strong> a new house must be related<br />

to the work injury and not on the basis <strong>of</strong> personal preference.<br />

(d) Where the present home cannot be modified without structural damage,<br />

OWCP will be responsible for the difference between the cost <strong>of</strong> the new house and<br />

that <strong>of</strong> the existing house. If the claimant purchases a house that represents an<br />

increase in his or her standard <strong>of</strong> living, due to personal preference, the cost <strong>of</strong> the<br />

upgrade will be the claimant’s responsibility. For example: If the claimant owns a<br />

house worth $100,000 with a mortgage at the time <strong>of</strong> sale <strong>of</strong> that house <strong>of</strong> $85,000,<br />

his or her position at the time <strong>of</strong> purchasing or building the new home should be that<br />

he or she owes $85,000 on the new mortgage. OWCP does not purchase the house<br />

but will make up the difference up to the worth <strong>of</strong> the present residence, i.e.,<br />

$100,000. In such a case, the responsibility <strong>of</strong> OWCP would also include housing<br />

modifications and modifications to the architectural plans. See, e.g., Wayne G.<br />

Rogers, 54 ECAB 482 (2003). However, OWCP is providing purchase assistance and<br />

is not purchasing the house. Therefore, neither OWCP nor any Government agency<br />

will be named on the deed to the house in such an arrangement.<br />

(4) If the claimant lived in his or her own house at the time <strong>of</strong> injury and makes the<br />

decision to buy or build a new home for reasons other than those described above, OWCP<br />

will pay only the cost <strong>of</strong> modifying a suitable house. The OWCP will not pay moving<br />

expenses. If the claimant decides on his or her own to purchase or build a new house, the<br />

OWCP will only pay any extra expenses in altering the plans and for medically necessitated<br />

modifications to the new house.<br />

(5) Modifications will be consistent with the current home and no more expensive than<br />

necessary to accomplish the required purpose. For example, in remodeling a bathroom, it<br />

may be feasible to remove and reinstall an existing sink to wheelchair height, rather than<br />

discard it and buy a new sink. If the existing sink cannot be used, purchase <strong>of</strong> the most<br />

cost-effective comparable sink that will fulfill the purpose <strong>of</strong> providing accessibility will be<br />

approved. Another example involves access issues related to ramps, lifts and elevators.<br />

When determining the most appropriate mode <strong>of</strong> access to or within a home, the most<br />

cost-effective modification should be selected. Each item for modification should be<br />

assessed in terms <strong>of</strong> safety, accessibility and cost-effectiveness, as well as meeting the<br />

injured worker’s pre-injury standard <strong>of</strong> living, as is practical. The specification <strong>of</strong> a<br />

particular product brand should be avoided unless it is established that a single name brand<br />

is the most cost-effective means <strong>of</strong> meeting the requirement for the modification.<br />

(6) The cost-effectiveness <strong>of</strong> modifications to meet a temporary need, when the<br />

<strong>FECA</strong>-<strong>PT2</strong> Printed: 06/08/2010 721

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