Maestro Global Rules (PDF) - MasterCard

Issuing
6.2 Card Standards and Specifications
Refer to the chip technical specifications additional information.
6.2.3.2 Maestro PayPass Contactless Payment Functionality
Issuers may add the Maestro PayPass contactless payment functionality to their
Chip Cards. If an Issuer chooses to add this functionality to its Chip Cards, it
must comply with the requirements set forth in this Rule 6.2.3, the Maestro
PayPass technical specifications, and the Identity Standards, as may be in effect
from time to time.
6.2.3.3 Card Authentication
Chip Cards must support dynamic online CAM. In addition, Chip Cards that
perform Transactions offline must support offline CAM. Although both static
and dynamic offline CAM are permitted, it is strongly recommended that Chip
Cards support dynamic offline CAM.
All Maestro PayPass Cards must support Combined Data Authentication (CDA)
and must not support other forms of offline CAM on the contactless interface.
For additional information, refer to the Maestro PayPass technical specifications.
NOTE
A regional Rule variation on this topic appears in Chapter 20, “United States
Region,” of this rulebook.
6.2.3.4 Chip Card and Chip Transaction Plans—Europe Region Only
NOTE
Regional Rules on this topic appear in Chapter 17, “Europe Region,” of this
rulebook.
6.2.4 Mobile Payment Device Standards
A Mobile Payment Device may support Maestro PayPass functionality. If
an Issuer chooses to add this functionality to its Mobile Payment Device,
the application software, personalization data, and all other aspects of the
functionality must comply with the requirements set forth in the Standards,
including but not limited to, the applicable technical specifications, and the
Identity Standards, as may be in effect from time to time. Issuers should also
refer to the mobile payment security guidelines set forth in Security Guidelines
for Mobile Payment Solutions.
©1993–2012 MasterCard. Proprietary. All rights reserved.
6-10 9 November 2012 • Maestro Global Rules