Maestro Global Rules (PDF) - MasterCard

Canada Region
7.10 Hybrid POS Terminal and Hybrid Terminal Requirements
7.10 Hybrid POS Terminal and Hybrid Terminal
Requirements
7.10.1 Chip Liability Shift
Effective 31 December 2015, the liability for Canada intraregional counterfeit
Transactions in which one Customer (either the Issuer or the Acquirer) is not
yet EMV-compliant will be borne by the non–EMV-compliant party in the
Transaction process. The chip liability shift is implemented in chargeback
reason code 70.
7.12 Additional Requirements for ATMs
The following replaces Chapter 7, “Acquiring,” Rule 7.12 (2) in part 1 of this
rulebook:
2. assign letter-number combinations as described in Rule 7.12 in part 1 of
this rulebook.
7.15 Requirements for Transaction Receipts
7.15.6 PAN Truncation Requirements
7.15.6.2 Terminals
The following replaces Chapter 7, “Acquiring,” Rule 7.15.6.2, in part 1 of this
rulebook:
One (1) of the following options must be used:
1. print the PAN on the receipt but truncate a minimum of any four (4) digits
of the PAN. The Corporation strongly recommends that all truncated digits
be replaced with fill characters that are neither blank spaces nor numeric
characters, such as “x”, “*”, or “#”, or
2. print the PAN on the receipt but render a minimum of any four (4) digits of
the PAN indeterminable by any Corporation approved method.
The Corporation strongly recommends that the receipt reflect only the last four
(4) digits of the PAN, replacing all preceding digits with fill characters that are
neither blank spaces nor numeric characters, such as “x”, “*”, or “#”.
The receipt generated by newly installed, replaced, or relocated Terminals
deployed on or after 1 April 2005 must reflect only the last four (4) digits of
the PAN, replacing all preceding digits with fill characters that are neither blank
spaces nor numeric characters, such as “x”, “*”, or “#”.
©1993–2012 MasterCard. Proprietary. All rights reserved.
Maestro Global Rules • 9 November 2012 16-3