Maestro Global Rules (PDF) - MasterCard

global bank holding company
Glossary
Glossary
A bank holding company, which is a majority owner of financial institutions in
more than one (1) country.
Global Clearing Management System (GCMS)
A centralized clearing facility owned and operated by MasterCard for the daily
processing and routing of worldwide financial transactions between MasterCard
and its Customers.
institution definition file (IDF)
The computer-resident table used to identify Customers in the Corporation.
institution identification number (IIN)
A unique number that appears as the first digits in the PAN and is assigned to
identify a group of cards belonging to an Issuer for the purposes of routing.
(See BIN).
institution routing table (IRT)
The computer-resident table of Issuers’ Card prefixes or BINs/IINs used for
Transaction routing.
interchange fee
A fee applied to an interchange Transaction, applicable to the two Customers
participating in the Transaction as Issuer and Acquirer.
International Organization for Standardization (ISO)
An international body that provides standards for financial transactions and
telecommunication messages. ISO works in conjunction with the Consultative
Committee for International Telephone and Telegraph (CCITT) for standards
that impact telecommunications. ISO supports specific technical committees
and work groups to promulgate and maintain financial services industry
standards, such as BINs/IINs and merchant category codes.
Internet Protocol-enabled terminal
Any POS terminal that uses Web-based communication protocols.
interregional
Activities or events involving multiple Regions.
intraregional
Activities or events involving a single Region.
©1993–2012 MasterCard. Proprietary. All rights reserved.
Maestro Global Rules • 9 November 2012 E-7