Maestro Global Rules (PDF) - MasterCard

Europe Region
6.19 Recurring Payments
An Issuer is responsible for the issuing of Cards and PINs to its Cardholders and
performing Cardholder Account maintenance. Additionally, an Issuer must:
1. perform secure Card management, including Card re-issue and PIN
allocation and distribution;
2. take all reasonable steps to ensure that all its Cardholders are able to use
their Cards at all POI Terminals;
3. provide authorization systems to process and respond to authorization
requests relating to Transactions on the Issuer’s Cards. Support of a
“dynamic stand-in” facility is available; and
4. ensure that all Cards issued bear a signature stripe or have a laser-engraved
signature, and must issue a PIN unless the Cardholder requests otherwise.
6.19 Recurring Payments
Issuers must allow their Cardholders to perform recurring payment Transactions
as either face-to-face or electronic commerce recurring payment Transactions
on all Cards except prepaid Cards and must recognize properly identified
recurring payment Transactions.
For prepaid Cards, it is strongly recommended that Issuers allow their
Cardholders to perform recurring payment Transactions.
The following applies to intracountry recurring payment Transactions occurring >>
within France, Hungary, Ireland, Poland, Romania, Ukraine, and the United
Kingdom:
An Issuer must not decline a non-face-to-face recurring payment Transaction >>
from a Merchant solely on the basis of missing Card expiration date information.
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Maestro Global Rules • 9 November 2012 17-29