Maestro Global Rules (PDF) - MasterCard

Chapter 15 Asia/Pacific Region
This chapter contains Rule variations or additional Rules applicable only to the Asia/Pacific
Region.
Overview ..................................................................................................................................... 15-1
Definitions ................................................................................................................................... 15-1
1.1 Types of Customers ............................................................................................................... 15-1
1.3 Application to be a Customer ................................................................................................ 15-2
1.6 Obligations, Rights and Responsibilities................................................................................. 15-2
1.6.7 Additional Rules for Participation.................................................................................. 15-2
1.7 Termination of License........................................................................................................... 15-3
1.7.3 Automatic Termination of the Right to Participate ........................................................ 15-3
1.7.4 Liabilities and Obligations Following Termination........................................................ 15-3
4.2 Protection and Registration of the Marks ............................................................................... 15-3
4.5 Display on Cards.................................................................................................................... 15-3
6.4 PIN and Signature Requirements ........................................................................................... 15-4
6.4.3 Use of PIN or Signature ................................................................................................ 15-4
6.13 Issuer Responsibilities to Cardholders.................................................................................. 15-5
7.2 Additional Acquirer Obligations and Activities for Acquiring Transactions from a
Merchant—POS and Electronic Commerce Only......................................................................... 15-5
7.2.3 Refinancing of Previously Existing Debt and/or Payment of Bad Debts....................... 15-6
7.9 POS Terminal and Terminal Requirements ............................................................................ 15-6
7.9.2 Manual Key-Entry of PAN.............................................................................................. 15-6
7.11 Additional Requirements for POS Terminals ........................................................................ 15-6
7.17 Connection to the Interchange System................................................................................. 15-6
7.17.1 ATM Connection to the Interchange System ............................................................... 15-6
7.17.2 POS Terminal Connection to the Interchange System................................................. 15-7
7.18 Card Capture ........................................................................................................................ 15-7
7.18.1 POS Transactions......................................................................................................... 15-7
7.23 ATM Access Fees.................................................................................................................. 15-7
7.23.1 Domestic Transactions................................................................................................. 15-7
7.23.2 Cross-border Transactions ........................................................................................... 15-7
7.23.2.1 Transaction Field Specifications.......................................................................... 15-7
7.23.2.2 Non-Discrimination Regarding ATM Access Fees ............................................... 15-8
7.23.2.3 Notification of ATM Access Fee .......................................................................... 15-8
7.23.2.4 Cancellation of Transaction ................................................................................ 15-8
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Maestro Global Rules • 9 November 2012 15-i