Maestro Global Rules (PDF) - MasterCard

United States Region
9.8 Authorizations
9.8 Authorizations
Terminals must offer the following Transactions to the extent permitted by law
or regulation or both:
1. cash withdrawal from a savings Account
2. cash withdrawal from a checking Account
3. cash advance from credit card
4. balance inquiry—checking Account
5. balance inquiry—savings Account
6. balance inquiry—credit card
7. transfer from checking to savings Account
8. transfer from savings to checking Account
9. Shared Deposit to savings Account if the Terminal accepts shared deposits
for any other shared deposit service
10. Shared Deposit to checking Account if the Terminal accepts shared deposits
for any other shared deposit service
All Terminals that perform cash withdrawals not requiring account selection
must convert those Transactions to withdrawal from no Account specified.
9.3.2.1 Acquirer—Optional Transactions
The following replaces the first paragraph in Chapter 9, “Processing
Requirements,” Rule 9.3.2.1 in part 1 of this rulebook:
Terminals may offer a cash withdrawal from no Account specified to the extent
permitted by law, regulations, or both.
Terminals may offer Shared Deposit to savings Account or checking Account
if the Terminal does not accept shared deposits for any other shared deposit
service.
9.8.2 Transaction Routing
In addition to the rules in Chapter 9, “Processing Requirements,” Rule 9.8.2 in
part 1 of this rulebook, the following apply:
Whenever a Card issued in the United States is used at an ATM in the United
States Region for a Transaction other than the purchase of Merchandise and the
Mark is a common brand, but not the only common brand, on the Card and
the ATM, the resulting Transaction must be routed to the interchange system
specified by the Issuer.
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20-28 9 November 2012 • Maestro Global Rules