Maestro Global Rules (PDF) - MasterCard

6.4.2 Use of the PIN
Latin America and the Caribbean Region
6.10 Selective Authorization
6.4.2.1 Chip Cards >>
In addition to the Rules in Chapter 6, “Issuing,” Rule 6.4.2.1 in part 1 of this
rulebook, the following applies in Brazil:
4. The Chip Card must support online PIN verification as the CVM for any
Maestro PayPass Transaction or Contactless Magnetic Stripe Transaction initiated
with a Card issued in Brazil that exceeds the Maestro PayPass Transaction
amount ceiling limit.
6.4.3 Use of PIN or Signature >>
In addition to the Rules in Chapter 6, “Issuing,” Rule 6.4.3 in part 1 of this
rulebook, the following applies in Brazil:
A CVM is not required for a Contactless Magnetic Stripe Transaction that is
less than or equal to BRL 50.
6.10 Selective Authorization
In addition to the rules in Chapter 6, “Issuing,” Rule 6.10, in part 1 of this
rulebook, the following applies:
In Brazil, without the express written approval of the Corporation, a Customer
may not launch or maintain a Card Program using the MasterCard Mark
accompanied by the “débito” identifier for the purpose of selectively authorizing
Transactions arising from use of Program Cards at only a subset of MasterCard
débito acceptance locations. A Customer is not prohibited from authorizing or
declining individual Transactions based on:
1. the amount of funds or overdraft credit available;
2. fraud risks presented by individual Cardholder usage patterns;
3. cash access restrictions to manage a high risk Account;
4. Cardholder-designated restrictions on use; or
5. Any other restriction on use the Corporation may permit.
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Maestro Global Rules • 9 November 2012 18-5