Maestro Global Rules (PDF) - MasterCard

United States Region
7.25 Shared Deposits
7.25 Shared Deposits
7.23.1.5.3 Additional Requirements for Transaction Records
Any Acquirer that adds an ATM Access Fee to a Transaction must make available
to the Cardholder on its Terminal receipt the ATM Access Fee information
required by this Rule 7.23.1.5.3, in addition to any other information the
Acquirer elects to or is required to provide.
The minimum requirements for the Terminal receipt are:
1. a statement of the amount disbursed to the Cardholder;
2. a statement of the ATM Access Fee amount with language clearly indicating
it is a fee imposed by the Acquirer;
3. a separate statement of the combined amount of the ATM Access Fee and
the disbursed amount, with language clearly indicating that this amount will
be deducted from the Cardholder’s Account.
A model for the Terminal receipt text regarding ATM Access Fee application
is contained in Appendix D, “Signage, Screen, and Receipt Text Displays,” in
part 2 of this rulebook.
In addition to the Rules in Chapter 7, “Acquiring,” in part 1 of this rulebook,
the following applies:
7.25.1 Participation Requirements
An Acquirer may optionally choose to participate in the Shared Deposit service.
However, if an Acquirer deploys ATMs that participate in any other shared
deposit service, those ATMs must participate in the Shared Deposit service.
An Acquirer may make only its Terminals available for participation in the
Shared Deposit service. However, an Acquirer that as an Issuer elects to take
part in the Shared Deposit service must designate its BINs and Terminals that
participate in any other shared deposit service for participation in the Shared
Deposit service.
7.25.2 Non-discrimination
Acquirers may impose a dollar limit on Shared Deposits accepted at a Terminal
provided that the limit imposed on Cardholders is the same or more favorable
than the limits imposed on cardholders of other networks. Thisdoes not limit
the application of other Non-discrimination provisions contained in the Rules.
©1993–2012 MasterCard. Proprietary. All rights reserved.
20-20 9 November 2012 • Maestro Global Rules