Maestro Global Rules (PDF) - MasterCard

9.4.9 Internet Stored Value Wallets Load
Europe Region
9.4 Special Transaction Types
1. The loading/unloading of Internet Stored Value Wallets is allowed by means
of electronic commerce Transactions provided;
a. such a wallet:
i. has PIN/password entry to verify the account holder on each
occasion that the account holder performs a load or unload;
ii. is capable of being blocked by the Merchant to prevent loading.
b. Stored Value Wallet password/PIN details are not stored with Card
details;
c. the wallet-holder is discouraged from using the same PIN for the Card
and wallet account
2. Where electronic commerce Transactions are used to load/unload Stored
Value Wallets:
a. the Merchant must conform to the rules for electronic commerce
Merchants
b. a Transaction is permitted only if the details (i.e. PAN) have previously
been registered with the Merchant;
c. the Cardholder’s instructions must be acknowledged by e-mail;
d. wallets must only be unloaded using the Payment Transaction type and
only on to the Card used for loading;
3. CVC2/AVS checks must be undertaken in some circumstances: refer to
Chapter 17, “Europe Region” of this rulebook for further information.
9.4.10 Telephone Pre-payments (Mobile Phones and Unspecified
Phones)
1. A Transaction is permitted only if the Card’s details (i.e. PAN) have
previously been registered with the Merchant for pre-payments as per the
following rules:
a. no more than two (2) Cards may be registered (per phone in the case
of mobile phones);
b. where registration is for mobile phone(s), no more than two (2) phones
may be registered per Card;
c. the Merchant must obtain and verify the Cardholder’s name and home
address by one of the following methods:
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i. obtaining from the Cardholder the address or details from the
address and either:
Maestro Global Rules • 9 November 2012 17-87