Maestro Global Rules (PDF) - MasterCard

United States Region
3.15 Integrity of Brand and Network
3.7.5.1 Participation in the Service
Customers that participate in the Service through the Corporation must limit the
use of the Work Product and the Service to:
1. any state of the United States of America, the District of Columbia, the
Commonwealth of Puerto Rico, and any territory or possession of the
United States; and
2. the sole purposes of risk management or fraud detection by the Customer
for the benefit of the Customer.
If a Customer uses the Work Product or the Service for any purpose other
than those described above, including, but not limited to, use in connection
with decisions regarding the approval or denial of credit or other products
and services, that Customer’s access to and right to utilize the Work Product
and the Service will be terminated.
3.15 Integrity of Brand and Network
In addition to the Rules in Chapter 3, “Common Obligations,” Rule 3.15 in part
one of this rulebook, the following applies:
Pursuant to this Rule, with respect to any potentially illegal Internet gambling
Transaction attempted on or after 1 June 2010, the Issuer of the Card must
either employ a method of systemic Transaction blocking or decline all such
Transaction authorization requests on an individual basis.
An Internet gambling Transaction that may be potentially illegal when involving
a U.S. region Cardholder is any Transaction that the Acquirer has identified in
the authorization request message as both
1. a gambling Transaction, by the use of MCC 7995 in DE 18 (Merchant Type),
and
2. an e-commerce Transaction, by the use of a value of 6 (electronic
commerce Transaction) in DE 61 (Point of Service [POS] Data), subfield 10
(Cardholder-Activated Terminal Level Indicator).
Issuers may approve, on an individual basis, any Internet gambling Transaction
authorization requests identified with MCC 9754 (Gambling—Horse Racing,
Dog Racing, State Lotteries) that involve a U.S. region Cardholder. In using
MCC 9754, the Acquirer asserts that the Transaction involves gambling activity
deemed by the Acquirer to be legal in the U.S. region. The Acquirer also
acknowledges and agrees that the Transaction constitutes the Acquirer’s
Activity and is subject to Rule 13.14 of this rulebook, regardless of the
Acquirer’s compliance with the Corporation’s Internet Gambling Policy or these
requirements.
©1993–2012 MasterCard. Proprietary. All rights reserved.
20-2 9 November 2012 • Maestro Global Rules