Maestro Global Rules (PDF) - MasterCard

Issuing
6.7 Stand-In Processing Service
An Issuer must support the Stand-In Processing Service if the Issuer became a
Customer on or after 1 December 2003.
Regardless of when an Issuer became a Customer, an Issuer must support and
implement the Stand-In Processing Service if:
1. the Issuer received notification from the Corporation that it has a
substandard level 2 Issuer failure rate (refer to Chapter 9 of the Rules for
additional information); or
2. the Corporation mandates the use of the Stand-In Processing Service.
NOTE
Additional regional Rules and a Rule variation on this topic appear in Chapter 20,
“United States Region,” of this rulebook.
6.7.1 Minimum Transaction Limits
The Corporation will set a minimum daily Stand-In Processing Service
Transaction limit per Card. An Issuer may, at its option, increase the daily
Stand-In Processing Service Transaction limits set by the Corporation. The
Corporation may set a lower minimum Stand-In Processing Service Transaction
limit for prepaid Cards that are issued under a BIN that is different than the BIN
used for its Cards other than its prepaid Cards.
If use of the Stand-In Processing Service is mandated by the Corporation, the
Corporation may select an alternative minimum daily Stand-In Processing
Service Transaction limit to be applied to POS and ATM Transactions.
6.7.1.1 Minimum Transaction Limit for POS Transactions
The minimum daily Transaction processing limit for POS Transactions is:
1. USD 250 (or its local currency equivalent); or
2. three Transactions for the purchase of goods and services (other than a
Merchandise Transaction conducted at an ATM);
3. whichever occurs first.
6.7.1.2 Minimum Transaction Limit for ATM Transactions
The minimum daily Transaction processing limit for ATM Transactions is:
1. USD 125 (or its local currency equivalent); or
2. two ATM Transactions;
3. whichever occurs first.
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Maestro Global Rules • 9 November 2012 6-15