Maestro Global Rules (PDF) - MasterCard

Chapter 20 United States Region
This chapter contains Rule variations and additional Rules for the United States Region.
Overview ..................................................................................................................................... 20-1
Definitions ................................................................................................................................... 20-1
3.7 Provision and Use of Information.......................................................................................... 20-1
3.7.5 Confidential Information of Third Parties...................................................................... 20-1
3.7.5.1 Participation in the Service................................................................................... 20-2
3.15 Integrity of Brand and Network ........................................................................................... 20-2
4.2 Protection and Registration of the Marks ............................................................................... 20-3
4.5 Display on Cards.................................................................................................................... 20-3
4.6 Display of the Marks at POI Terminals .................................................................................. 20-3
6.1 Eligibility ................................................................................................................................ 20-3
6.1.1 Eligible Cards ................................................................................................................ 20-3
6.2 Card Standards and Specifications ......................................................................................... 20-4
6.2.1 Encoding Standards....................................................................................................... 20-4
6.2.1.8 Application Software and Personalization of Maestro on Access Devices and
Mobile Payment Devices ................................................................................................. 20-4
6.2.3 Chip Card Standards...................................................................................................... 20-4
6.2.3.3 Card Authentication.............................................................................................. 20-4
6.4 PIN and Signature Requirements ........................................................................................... 20-5
6.4.1 PIN Issuance ................................................................................................................. 20-5
6.4.2 Use of the PIN............................................................................................................... 20-5
6.4.2.1 Chip Cards............................................................................................................ 20-5
6.4.3 Use of PIN or Signature ................................................................................................ 20-5
6.7 Stand-In Processing Service ................................................................................................... 20-5
6.10 Selective Authorization......................................................................................................... 20-5
6.13 Issuer Responsibilities to Cardholders.................................................................................. 20-7
6.17 Additional Rules for Issuing ................................................................................................. 20-8
6.18 Shared Deposits ................................................................................................................... 20-8
6.18.1 Participation Requirements.......................................................................................... 20-8
6.18.2 Shared Deposits in Excess of USD 10,000................................................................... 20-8
7.1 Acquirer Obligations and Activities........................................................................................ 20-8
7.1.16 Acquirer Host System Requirements ........................................................................... 20-8
7.4 Acquiring Electronic Commerce Transactions........................................................................ 20-9
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Maestro Global Rules • 9 November 2012 20-i