Maestro Global Rules (PDF) - MasterCard

Processing Requirements
9.4 Special Transaction Types
9.3.3 Terminal Edit Specifications—Europe Region Only
NOTE
Regional Rules on this topic appear in Chapter 17, “Europe Region,” of this
rulebook.
9.4 Special Transaction Types
Special Transaction processing requirements apply to the types of Transactions
listed in this section.
They must be processed with the specific merchant category codes (MCC)
indicated.
POS Special Transactions must not be effected using Maestro PayPass.
9.4.1 Processing Requirements—POS Unique Transaction Types
Cardholder entered PINs are required for the POS Transaction types outlined
in this Rule that are conducted in the face-to-face environment. MasterCard
SecureCode must be utilized as the CVM for quasi cash and gambling
Transactions conducted through the Internet.
Waivers granted regarding the acceptance of Transactions using signature rather
than PIN are not applicable to the following Transaction types:
1. Money Transfer—Merchant (MCC 4829)
This MCC will be renamed Money Transfer effective with Release 12.Q4.
A Transaction in which funds are delivered or made available to person(s),
other than the Cardholder initiating the money transfer at a location
other than the location at which the money transfer is initiated. These
Transactions include non–face-to-face Transactions, such as those facilitated
through the Internet. Any fee charged for this Transaction and included in
the total Transaction amount must be clearly disclosed to the Cardholder
in advance of completing the Transaction. Customers must include the
identity and location of the money transfer agent that accepts the Card
and effects the Transaction in the card descriptor record as the site where
the Transaction was effected.
2. Money Transfer—Member Financial Institution (MCC 6534)
This MCC will be deleted effective with Release 12.Q4.
A Transaction in which funds are delivered or made available to person(s)
other than the Cardholder initiating the money transfer, at a location
other than the Customer location at which the money transfer is initiated.
Transactions include non–face-to-face Transactions, such as those facilitated
through the Internet. Any fee charged and included in the total Transaction
amount must be clearly disclosed to the Cardholder in advance of
completing the Transaction.
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Maestro Global Rules • 9 November 2012 9-11