Maestro Global Rules (PDF) - MasterCard

Gateway Transaction
Any ATM transaction processed through or using the Gateway Switch.
Hybrid Terminal >>
A Terminal that:
1. is capable of processing both chip Transactions and magnetic stripe Transactions;
2. has the equivalent hardware, software, and configuration as a Terminal with full EMV Level 1
and Level 2 type approval status with regard to the chip technical specifications; and
3. has satisfactorily completed the Corporation’s Terminal Integration Process (TIP) in the
appropriate environment of use.
Hybrid POS Terminal >>
A POS Terminal that:
1. is capable of processing both chip Transactions and magnetic stripe Transactions;
2. has the equivalent hardware, software, and configuration as a POS Terminal with full EMV
Level 1 and Level 2 type approval status with regard to the chip technical specifications; and
3. has satisfactorily completed the Corporation’s Terminal Integration Process (TIP) in the
appropriate environment of use.
Identity Standards
The visual graphics requirements adopted by the Corporation and revised from time to time, which
define the correct use of the Marks on all surfaces and mediums.
Independent Sales Organization (ISO)
A Service Provider that performs any one or more of the services described in Rule 14.1 of this
rulebook as ISO Program Service.
Interchange System
The computer hardware and software operated by and on behalf of the Corporation for the
routing, processing, and settlement of Transactions including, without limitation, the MasterCard
Worldwide Network, the Regional Service Centre [RSC], the Global Clearing Management System
(GCMS), and the Settlement Account Management (SAM).
Interchange System Business Day
The period of processing time from cutover to cutover.
Intermediate network facility (INF)
Any message-processing entity positioned between the Acquirer of a Transaction and the Issuer,
including a Service Provider and the Interchange System.
©1993–2012 MasterCard. Proprietary. All rights reserved.
6 7 November 2012 • Maestro Global Rules