Maestro Global Rules (PDF) - MasterCard

Europe Region
3.6 Non-discrimination
Any entity that is eligible to become a Customer in one of the SEPA countries
may request a SEPA License.
The Standards applicable to other Licenses also apply to SEPA Licenses, unless
otherwise provided.
The SEPA License may be granted to Principals or Affiliates. The holder of a
SEPA Principal License may sponsor Affiliates in one or more SEPA countries.
The Affiliates may receive either a SEPA Affiliate License or a standard Affiliate
License for the Marks.
If a SEPA License is held by a Customer that will undertake activities in one
or more SEPA countries via separate legal entities, the separate legal entities
must also sign Licenses.
The SEPA License may cover all of the countries in SEPA. If the SEPA License
will cover both Switzerland and an EEA country, any Customer legal entity or
SEPA Licensee that will be active both in Switzerland and in an EEA country
must be regulated both in Switzerland and in an EEA country. The holder of a
SEPA License must meet all local legal requirements in each country in which it
intends to undertake activities.
The Customer is assigned a separate ICA for each SEPA country in which it
is active, must use that ICA only for its Activity in that country, and must
not undertake Activity in that country before the relevant ICA has been
implemented.
The Customer is assigned a separate BIN or BIN range for each SEPA country in
which it is active, must use that BIN or BIN range only for its Activity in that
country, and must not undertake Activity in the country before the relevant BIN
or BIN range has been implemented. For Card issuance, different ranges within
a BIN may be linked to ICAs assigned for different SEPA countries.
With regard to Intracountry Transactions, the holder of a SEPA License must
respect the applicable intracountry rules and fees.
3.6 Non-discrimination
In addition to Rule 3.6 of Chapter 17, the following Rule applies within SEPA:
A Customer must not, directly or indirectly, prevent or discriminate against the
use of Maestro as a brand for Intracountry or Intra-SEPA Transactions.
©1993–2012 MasterCard. Proprietary. All rights reserved.
Maestro Global Rules • 9 November 2012 17-91