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Maestro Global Rules (PDF) - MasterCard

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6.4 PIN and Signature Requirements<br />

6.4.1 PIN Issuance<br />

United States Region<br />

6.4 PIN and Signature Requirements<br />

The following replaces the second paragraph of Chapter 6, “Issuing,” Rule<br />

6.4.1 in part 1 of this rulebook:<br />

PINS must meet ISO standards, and may be from four (4) to twelve (12)<br />

alphanumeric characters.<br />

6.4.2 Use of the PIN >><br />

6.4.2.1 Chip Cards >><br />

The <strong>Rules</strong> in Chapter 6, “Issuing,” Rule 6.4.2.1 in part 1 of this rulebook are<br />

modified as follows:<br />

1. Chip Cards may support either online PIN verification only or both online<br />

PIN and offline PIN verification as the CVM for POS Transactions.<br />

6.4.3 Use of PIN or Signature<br />

In addition to the rules in Chapter 6, “Issuing,” Rule 6.4.3 in part 1 of this<br />

rulebook, the following applies:<br />

For all intraregional Transactions the Cardholder utilizes a PIN for identification<br />

instead of a signature, except as provided for in the <strong>Rules</strong>.<br />

6.7 Stand-In Processing Service<br />

The following replaces Chapter 6, “Issuing,” Rule 6.7 paragraph 2, in part 1<br />

of this rulebook:<br />

Issuers must support and implement Stand-In Processing for all POS<br />

Transactions.<br />

In addition to the rules in Chapter 6, “Issuing,” Rule 6.7 in part 1 of this<br />

rulebook, the following apply:<br />

Stand-In Processing, a service that is supported by the Single Message System,<br />

is available to all Issuers twenty-four (24) hours a day, three hundred and<br />

sixty-five (365) days a year.<br />

6.10 Selective Authorization<br />

In addition to the <strong>Rules</strong> in Chapter 6, “Issuing,” Rule 6.10 in part 1 of this<br />

rulebook, the following applies:<br />

©1993–2012 <strong>MasterCard</strong>. Proprietary. All rights reserved.<br />

<strong>Maestro</strong> <strong>Global</strong> <strong>Rules</strong> • 9 November 2012 20-5

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