Maestro Global Rules (PDF) - MasterCard

Glossary
Glossary
Integrated Product Message (IPM)
A format for processing of clearing activity and interchange-related activity. The
message format uses a variable-length and variable-format structure based on
the ISO 8583-1993 standard.
ISO 9564
The ISO document entitled Banking – Personal Identification Number
Management and Security. It is comprised of Part I – Basic Principles, and
Requirements for Online PIN Handling in ATM and POS Systems and Part II –
Approved Algorithm(s) for PIN Encipherment.
key
A sequence of symbols that control the operation of a cryptographic
transformation.
magnetic stripe
The magnetically encoded stripe on the bankcard plastic that contains
information pertinent to the Cardholder Account. The physical and magnetic
characteristics of the magnetic stripe are specified in ISO Standards 7810,
7811, and 7813.
master key
A cryptographic key used to encipher and decipher communication keys.
merchant category code (MCC)
A four-digit classification code used in authorization, clearing, and other
transactions or reports to identify the type of merchant.
Merchant discount fee
The fee the Merchant pays to its Acquirer to acquire Transactions.
network
The Interchange System and the Regions together with all other computer
hardware and software, telecommunications facilities and equipment, the
Service Marks, Rules, the technical specifications, and all agreements used by
Maestro, for the purpose of supporting interchange.
network zone
The logical transmission path between two INFs.
©1993–2012 MasterCard. Proprietary. All rights reserved.
E-8 9 November 2012 • Maestro Global Rules