Maestro Global Rules (PDF) - MasterCard

United States Region
7.10 Hybrid POS Terminal and Hybrid Terminal Requirements
3. be capable of allowing entry of PINs having from four (4) to twelve (12)
characters.
7.9.6 Balance Inquiry
In addition to the Rules in Chapter 7, “Acquiring,” Rule 7.9.6 in part 1 of this
rulebook, the following applies:
Each Acquirer must ensure that a balance inquiry is initiated through the use of a
PIN and a magnetic stripe reader and is performed only at Cardholder-operated
POS Terminals and Terminals.
7.10 Hybrid POS Terminal and Hybrid Terminal >>
Requirements
In addition to the Rules in Chapter 7, “Acquiring,” Rule 7.10 in part 1 of this
rulebook, the following applies:
Effective 1 October 2015, the liability for intraregional counterfeit fraudulent
Transactions in which one Customer (either the Issuer or the Acquirer) is not
yet EMV chip-compliant is borne by the non–EMV chip-compliant Customer.
This liability shift is effective 1 October 2017 for automated fuel dispenser
Transactions (MCC 5542). For purposes of these Rules, “EMV chip-compliant”
means in compliance with the Standards set forth in the M/Chip Requirements
manual and other M/Chip documentation and with the EMV specifications
then in effect.
7.11 Additional Requirements for POS Terminals
In addition to the Rules in Chapter 7, “Acquiring,” Rule 7.11 in part 1 of this
rulebook, the following applies:
3. POS Terminals must contain keyboards that assign letter-number
combinations as described in Rule 7.10 in part 1 of this rulebook.
4. Effective 19 April 2013, POS Terminals that utilize Maestro PayPass >>
contactless functionality must transmit the device type indicator in DE 48,
subelement 23 (Payment Initiation Channel), subfield 1 (Device Type) of
authorization messages when such indicator is present in the Card, Access
Device, or Mobile Payment Device used to effect a Transaction.
7.12 Additional Requirements for ATMs
The following replaces Chapter 7, “Acquiring,” Rule 7.12 (2) in part 1 of this
rulebook:
©1993–2012 MasterCard. Proprietary. All rights reserved.
20-14 9 November 2012 • Maestro Global Rules