Maestro Global Rules (PDF) - MasterCard

Summary of Changes
This document reflects changes associated with announcements published in MasterCard Bulletins
dated from April 2012 to November 2012. To locate these changes online, on the Adobe toolbar,
click Find. In the Find box, type >>, and then press ENTER. To move to the next change,
press ENTER again.
Description of Change Where to Look
Revised Standards for fraud reporting to the System to Avoid Fraud
Effectively (SAFE)
Revised Standards related to the use of Confidential Transaction Data Chapter 3
Revised Standards to eliminate restrictions on prefixes for Primary Account
Numbers (PAN)
Introduced Standards that will enhance the ability of an issuer to detect
fraudulent magnetic stripe transactions
Revised Standards about the new acknowledgement bulk file for IPM
Member Parameter Extract (MPE) and Financial Institution Table (FIT)
Definitions and Chapter 6
Chapter 6
Chapter 6
Chapters 7 and 9
Revised Standards for Support of the Device Type Indicator Chapters 6 and 20
Revised Standards for acquirers in the Europe region to reflect that they are
no longer required to support technical fallback at attended point-of-sale
(POS) terminals; however, MasterCard recommends that fallback support
is withdrawn only after the acquirer’s chip infrastructure is robust and
customer service will not be adversely affected.
Introduced Standards to support the processing of Russian domestic
MasterCard® MoneySend payment transactions funded with cash or other
anonymous funding sources
Modified Standards to relax requirements relating to screening performed
by acquirers when beginning to do business with an acquirer
Revised Standards related to Account Data Compromise (ADC) Events and
potential ADC Events
Chapters 7, 9, 17
Chapters 7, 9, and 17
Chapter 7
Chapter 8
Revised Standards for PayPass and QPS Transactions in Cyprus Chapter 9
Introduced Standards about settlement finality in the Europe region Chapters 10 and 17
Revised Standards on participation for some countries in the Asia/Pacific
region
Chapter 15
Revised Standards pertaining to the Maestro® Marks on cards Chapters 15, 18, and 20
Modified Standards to include authorization message mandates for Italy Chapter 17
Introduced Standards about limited cardholder liability. The rules are
mandatory in the European Economic Area (EEA) and are recommended to
be followed by customers in other Europe region countries.
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Chapter 17
Maestro Global Rules • 7 November 2012 1