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cameron and green making-sense-of-change-management

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Cultural <strong>change</strong>HighShow it to me!Prove it to me!Interest inthe detail<strong>of</strong> theirfinancesNot interested!Do it for me!LowLow Knowledge <strong>of</strong> financial products HighFigure 7.3Segmentation <strong>of</strong> financial services customers• What was the organizational capability to deliver that advice (pr<strong>of</strong>itably)?• Could the organization be developed to bridge any gaps?The areas that showed most promise were those potential customers whoeither were interested in investing in their financial future but neededhelp in negotiating their way through the financial maze, or did not havethe interest but wanted someone to do it for them, <strong>and</strong> do it well. Thesewere the ‘Show it to me!’ <strong>and</strong> ‘Do it for me!’ customers.Although those in the High–High quadrant were generally high networth individuals, the people who fell into that category wanted a highlevel <strong>of</strong> service but were also more liable to shift their savings <strong>and</strong> investmentsfrom one financial institution to another fairly frequently. TheLow–Low quadrant likewise required a high level <strong>of</strong> support but did notnecessarily have the available funds to warrant that level <strong>of</strong> investmentfrom the organization.Once the primary focus for business development opportunities hadbeen established, the next stage was to decide what sorts <strong>of</strong> things neededto happen for customer needs to be satisfied. This included outlining the271

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