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COMMERZBANK AKTIENGESELLSCHAFT

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Summary relating to Commerzbank Aktiengesellschaft<br />

Commerzbank Aktiengesellschaft is a stock corporation under German law. The Bank’s registered<br />

office is located in Frankfurt am Main and its head office is at Kaiserplatz, 60261 Frankfurt am Main,<br />

Federal Republic of Germany (telephone: +49 (0)69 136-20). The Bank is registered in the commercial<br />

register of the lower regional court (Amtsgericht) of Frankfurt am Main under the number HRB 32 000.<br />

Commerzbank is a universal bank. Its products and services for retail and corporate customers extend<br />

to all aspects of banking. The Bank is also active in specialised fields − partly covered by its<br />

subsidiaries − such as mortgage banking and real-estate business, leasing and asset management.<br />

Its services are concentrated on managing customers’ accounts and handling payments transactions,<br />

loan, savings and investments plans, and also on securities transactions. Additional financial services<br />

are offered within the framework of the Bank’s bancassurance strategy of cooperating with leading<br />

companies in finance-related sectors, including home loan savings schemes and insurance products.<br />

The Commerzbank Group is divided into three areas: customer bank, asset based finance and the<br />

cutback portfolio (Portfolio Restructuring Unit (PRU)). The customer bank comprises the customeroriented<br />

core business activities of Commerzbank. Specifically, this includes the four segments Private<br />

Customers, Mittelstandsbank, Corporates & Markets as well as Central & Eastern Europe. The asset<br />

based finance area essentially includes Commercial Real Estate, Public Finance and ship financing.<br />

The cutback portfolio is used to move portfolios that the Bank no longer wants into a single separate<br />

unit.<br />

Commerzbank's business activities are mainly concentrated on the German market. In Wealth<br />

Mangement, considered core markets are furthermore Austria, Luxembourg, Singapore and<br />

Switzerland and in corporate business, Europe, USA and Asia. Additional detailed information<br />

regarding the Issuer is available in the section "Commerzbank Aktiengesellschaft".<br />

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