2002 Swinburne TAFE Handbook - Swinburne University of ...

242 I Subject Details
policy formulation and decision making in the financial and operative areas ofthese
organisations. On successful completion of this unit, students will be able to:
Outline the majorfunctions of banks and discuss recent changes to the
organisational structure of banks.
Recognise the interaction of liquidity, profitabilty, risk and return.
Outline the legal and functional requirements for bank capital.
Appraise the capital adequacy of the major Australian banks.
Evaluate the fundamentals offunds managernent.
Recognise the importance of lending objectives and policy.
Outline the variety of investment instruments and the principles of investment
strategy.
Explain the fundamentals offinancial management offinancial institutions.
Outline the policies and practices of personnel management.
Discuss recent developments in the application oftechnology in the banking and
finance industry.
Identify the key marketing concepts in commercial banking and fianance.
Discuss the purpose and practice of audit and control rneasures within financial
institutions.
NSW8673C Banking and Lending Practice
54 nominal Hours· Prerequisite: Nil
Aims & Objectives
The purpose ofthis module is to examine the legal relationship between the banker and
customer, and the types of accounts created through that relationship.ltthen examines
the principles and procedures associated with lending, together with an analysis of the
facilities available to specific types of customers.
Content
Major aspects ofthe banker/customer relationship.
Introduction to lending principles and practices.
Analysis and interpretaion of financial statements.
Lending to small business.
Personal lending and customer services.
Corporate lending and other corporate services.
NSW8673D International Banl