Türkiye'de Ailelerin Eğitim İhtiyaçları - Aile ve Toplum Hizmetleri ...

Educational Needs Of Families In Turkey
Table 1. Opinions of the Participants About Competences and Educational Needs of Families With Regard to
Economic Matters
Problematic / Unconscious Consumer Behaviours of the Families Number
Excessive consumption 37
Excessive use of credit card 36
Advertisements / TV’s inciting consumption 34
Incapability to establish balance between income and expenses 32
Luxurious demands 28
Being affected from environment and conspicuous shopping 24
Buying unnecessary things 12
Disregard and ignorance of energy saving 14
Problems Resulting From Income Deficiency
Deficiency of the incomes 34
Incapability to pay credit card debt 18
Not having enough income to save up 12
Precautionary Positive Consumer Behaviours
Spending as much as income 37
Trying to let well enough alone 29
Incapability even to meet vital needs 10
Conscious / Positive Consumer Behaviours
Using electricity and water carefully 47
Paying attention to the features of a product while buying it 41
Attaching importance to use of eco-products 39
Proper use of the credit card 20
Most frequently seen problematic consumer behaviours encountered among families
are excessive consumption, excessive use of credit card, incapability to establish balance
between income and expense, luxurious demands and being affected from environment
and conspicuous shopping. Some other behaviour mentioned by participants as problematic
are advertisements’ inciting the consumption, buying unnecessary things, extravagance,
not preparing budget plan and disregard or ignorance of energy saving.
According to the opinions of the participants, the most serious problems of the
families are excessive consumption, luxurious demands and use of credit card. The
point individuals participating in the interview emphasized mostly is that people have
tendency of shopping constantly and using credit cart in this process.
It is mentioned that people can no longer make a distinction between luxury and
need. Therefore, people buy and use luxury consumption goods and products assuming
that they really need these products.
The second biggest problem in terms of family economy is excessive and unconscious
use of credit cards. Thanks to credit cards, people buy things costing more than
their incomes and as a result families encounter with very serious economic problems.
483